Home Purchase Cost Estimate
Home Purchase Costs Estimate
Address
Purchase price
$
GST (if applicable)
$
House insurance
$
Legal fees and disbursements
$
Land transfer tax
$
Appraisal fee
$
Estoppel certificate fee
$
Furniture, appliances, drapes, tools, carpeting, paint, etc.
$
Home inspection fee
$
Interest adjustments
$
Lawyer's fees
$
Condominium fee
$
Mortgage broker's fee
$
Mortgage loan insurance application fee
$
Mortgage loan insurance premium*
$
Moving expenses
$
Property taxes (adjustments)
$
Renovations/repairs
$
Service hook-up fees
$
Survey fee
$
Utility bills (adjustments)
$
Water quality and quantity certificate
$
Other
$
Total estimated cost
$
*Can be included in your mortgage
Address
Purchase price
$
GST (if applicable)
$
House insurance
$
Legal fees and disbursements
$
Land transfer tax
$
Appraisal fee
$
Estoppel certificate fee
$
Furniture, appliances, drapes, tools, carpeting, paint, etc.
$
Home inspection fee
$
Interest adjustments
$
Lawyer's fees
$
Condominium fee
$
Mortgage broker's fee
$
Mortgage loan insurance application fee
$
Mortgage loan insurance premium*
$
Moving expenses
$
Property taxes (adjustments)
$
Renovations/repairs
$
Service hook-up fees
$
Survey fee
$
Utility bills (adjustments)
$
Water quality and quantity certificate
$
Other
$
Total estimated cost
$
*Can be included in your mortgage
Monthly Expenses
Child care
$
Groceries/lunches/eating out
$
Clothes/personal/sundry
$
Life insurance
$
Public transportation
$
Car: gas/oil
$
Car repairs and service
$
Car insurance and license
$
Electricity/hydro (non-heat)
$
Water
$
Telephone
$
Cable TV/video rental
$
Entertainment, recreation, movies, sports, etc
$
Beer, wine, liquor, cigarettes
$
Newspapers, magazines, books
$
Home maintenance and repairs
$
Home insurance
$
Furnishings/consumer goods
$
Savings (bank account, RRSPs)
$
Charitable donations
$
Car loan/lease
$
Line of credit
$
Charge accounts/credit cards
$
Other loans/payments
$
Total monthly lifestyle expenses
$
Payroll deductions:
Income tax
$
Benefits/other
$
Total monthly expenses
$
Monthly income
$
Subtract: Total monthly expenses
-$
Amount left for housing costs (P.I.T.H.)*
$
Monthly Expenses
Child care
$
Groceries/lunches/eating out
$
Clothes/personal/sundry
$
Life insurance
$
Public transportation
$
Car: gas/oil
$
Car repairs and service
$
Car insurance and license
$
Electricity/hydro (non-heat)
$
Water
$
Telephone
$
Cable TV/video rental
$
Entertainment, recreation, movies, sports, etc
$
Beer, wine, liquor, cigarettes
$
Newspapers, magazines, books
$
Home maintenance and repairs
$
Home insurance
$
Furnishings/consumer goods
$
Savings (bank account, RRSPs)
$
Charitable donations
$
Car loan/lease
$
Line of credit
$
Charge accounts/credit cards
$
Other loans/payments
$
Total monthly lifestyle expenses
$
